Blog

New vs Old Real Estate on the French Riviera: Advantages, Disadvantages, and Expert Advice

A Strategic Choice with Multiple Implications

Acquiring prestige real estate on the French Riviera raises a fundamental question: should you favor old properties, rich in history and character, or new, modern and compliant with latest standards? This choice impacts not only your living comfort, but also your finances, taxation, and future asset valuation.
This complete guide helps you make the best decision according to your profile and objectives.

Old Prestige Real Estate: Timeless Charm

Assets of Old Property

1. Character and Authenticity

Old French Riviera properties offer unique charm:
  • Belle Époque villas: moldings, period parquet, marble fireplaces, high ceilings
  • Remarkable architecture: generous proportions, majestic staircases, bow windows
  • Noble materials: cut stone, wrought iron, stained glass, ancient tiles
  • History and soul: each residence tells a story
These elements are impossible to reproduce in new construction and constitute genuine heritage and emotional added value.

2. Established Premium Locations

Old properties often occupy the best locations:
  • Historic seafronts: La Croisette in Cannes, Promenade des Anglais in Nice
  • Iconic neighborhoods: Cimiez, Mont Boron, Californie in Cannes
  • Immediate proximity to city center: shops, restaurants, cultural life
  • Generous plots: vast parcels impossible to obtain today
In Monaco and Cap Ferrat, new construction opportunities are extremely rare, making old properties almost unavoidable.

3. Mature Gardens and Established Vegetation

  • Century-old trees (umbrella pines, palms, olive trees)
  • Already landscaped gardens
  • Privacy ensured by dense vegetation
  • Added value impossible to create instantly

4. Customization Potential

Old property offers creative freedom:
  • Renovation according to your tastes
  • Creation of custom spaces
  • Enhancement through quality works
  • Possibility to reveal hidden potential

5. Often Possible Negotiation

  • Generally higher negotiation margins than new (5 to 15%)
  • Sometimes motivated sellers (succession, professional relocation)
  • No commercial fees already integrated in price

Constraints of Old Property

1. Renovation Works to Anticipate

Works budget to anticipate:
  • Light refreshing: €500 to €1,000/m²
  • Complete renovation: €1,500 to €3,000/m²
  • High-end renovation: €3,000 to €6,000+/m²
Main items:
  • Electricity and plumbing (compliance)
  • Thermal and acoustic insulation
  • Joinery (double-glazed windows)
  • Kitchen and bathrooms
  • Pool (renovation or creation)
  • Roof and facades

2. Often Poor Energy Performance

  • EPC (Energy Performance Certificate) classes E, F, even G
  • High energy consumption
  • Impact on future valuation (ecological penalty)
  • Mandatory energy renovation for rental (from 2025 for class G)

3. Works Delays and Complexity

  • Building permit: 2 to 6 months
  • ABF (Architect of Historic Buildings) if protected zone: additional delays
  • Works: 6 to 24 months depending on scope
  • Construction hazards (hidden problem discoveries)

4. Higher Notary Fees

  • Old: ~7-8% of purchase price
  • New: ~2-3% of purchase price
Example:
  • Property at €2,000,000
  • Old fees: €140,000 to €160,000
  • New fees: €40,000 to €60,000
  • Difference: ~€100,000

5. Potentially High Co-Ownership Charges

  • Old buildings: often higher charges
  • Co-ownership works to anticipate (facade restoration, elevator, etc.)
  • Mandatory works fund since 2023

Old Property Prices on French Riviera (2025)

Sector
Average old price
Monaco
€50,000 - €60,000/m²
Cap Ferrat
€20,000 - €35,000/m²
Villefranche-sur-Mer
€12,000 - €22,000/m²
Cannes Croisette
€12,000 - €20,000/m²
Cannes Californie
€10,000 - €15,000/m²
Nice Cimiez
€8,000 - €12,000/m²
Antibes Cap
€12,000 - €25,000/m²

New Real Estate: Modern Comfort

Assets of New Property

1. Optimal Energy Performance

New constructions comply with RE2020 (Environmental Regulation):
  • EPC class A or B systematically
  • Maximum thermal and acoustic insulation
  • Latest generation equipment (heat pump, double-flow VMC)
  • Energy savings: 40 to 60% vs unrenovated old
  • Superior resale valuation
Energy bills:
  • Old (class E): €2,500 to €4,000/year for 150m²
  • New (class A): €800 to €1,500/year for 150m²
  • Savings: ~€2,000 to €2,500/year

2. No Works Required

  • Turnkey delivery
  • Builder guarantees (completion 1 year, biennial 2 years, ten-year 10 years)
  • Total peace of mind
  • Immediate occupancy possible

3. Reduced Notary Fees

  • 2 to 3% instead of 7-8% for old
  • Substantial savings on large amounts
Example:
  • New property at €2,000,000
  • Notary fees: €40,000 to €60,000
  • Savings vs old: ~€100,000

4. Tax Advantages (under conditions)

Reduced VAT rate:
  • 5.5% instead of 20% under certain conditions (social housing, specific zones)
  • Rarely applicable to luxury, but worth checking
Pinel scheme (until 2024):
  • Income tax reduction for rental investment
  • Poorly adapted to prestige (rent and price ceilings)
Malraux Law/Historic Monuments:
  • Tax deduction for classified property renovation
  • Applicable to certain new programs in protected sites

5. VEFA Customization Possible

If buying off-plan:
  • Choice of finishes (flooring, paint, kitchens)
  • Partition modifications (according to plan)
  • Integrated appliances and home automation
  • Adaptation to your specific needs

6. Controlled Co-Ownership Charges

  • New buildings: generally lower charges
  • Recent equipment = little maintenance
  • Builder guarantees covering initial claims

7. Safety and Accessibility Standards

  • Fire detection, alarms
  • PMR accessibility (People with Reduced Mobility)
  • Secure parking
  • Keypad, video intercom

Constraints of New Property

1. Generally Higher Price per m²

New costs 10 to 25% more than comparable old:
  • Costly construction standards
  • Builder guarantees
  • Developer margins
  • Rare and expensive land
Example Cannes Californie:
  • Renovated old: €12,000/m²
  • Quality new: €15,000/m²
  • Surcharge: 25%

2. Lack of Charm and Character

  • Sometimes standardized architecture
  • Less noble modern materials
  • No soul or history
  • Sometimes more reduced volumes (surface optimization)

3. Often Less Prestigious Locations

  • Quality land is rare
  • New programs in periphery or developing areas
  • Historic seafronts already built
  • Small gardens
Exceptions: Exceptional programs like Mareterra in Monaco (sea extension).

4. Uncertain Delivery Delays

In VEFA purchase (Sale in Future State of Completion):
  • Average delay: 18 to 36 months
  • Delay risks (weather, labor, supply)
  • Often symbolic delay penalties
  • Extended wait before property enjoyment

5. Decoration Costs to Anticipate

New programs delivered "bare":
  • No furniture
  • Interior decoration to create entirely
  • Outdoor development (terrace, garden) basic
  • Additional budget: €50,000 to €200,000+ depending on standing

6. Developer-Related Risks

  • Developer failure (rare but possible)
  • Variable construction quality
  • Need to verify developer's financial solidity
  • Completion guarantee (GFA) mandatory but to verify

New Property Prices on French Riviera (2025)

Sector
Average new price
Monaco (Mareterra)
€80,000 - €100,000+/m²
Cannes Croisette
€15,000 - €25,000/m²
Cannes residential
€10,000 - €15,000/m²
Nice
€7,000 - €12,000/m²
Antibes
€8,000 - €15,000/m²
Mandelieu, Mougins
€6,000 - €9,000/m²

Comparative Table: Old vs New

Criterion
Old
New
Character
⭐⭐⭐⭐⭐ Unique charm
⭐⭐ Modern architecture
Location
⭐⭐⭐⭐⭐ Unique charm
⭐⭐⭐ Often peripheral
Energy performance
⭐⭐ EPC E-F-G
⭐⭐⭐⭐⭐ EPC A-B
Works
⭐⭐ Renovation needed
⭐⭐⭐⭐⭐ None
Notary fees
⭐⭐ 7-8%
⭐⭐⭐⭐⭐ 2-3%
Price per m²
⭐⭐⭐⭐ Competitive
⭐⭐⭐ 10-25% surcharge
Co-ownership charges
⭐⭐⭐ Variable
⭐⭐⭐⭐ Controlled
Guarantees
⭐⭐ Limited
⭐⭐⭐⭐⭐ Builder 10 years
Garden/land
⭐⭐⭐⭐⭐ Mature
⭐⭐ Small, young
Enjoyment delay
⭐⭐⭐⭐⭐ Immediate
⭐⭐ 18-36 months

Which Choice According to Your Profile?

You Seek Authenticity and Character

➜ Favor old property
Typical profile:
  • Architectural heritage lover
  • Seeking unique property with history
  • Ready to invest in renovation
  • Works budget available
  • Patience for construction
Recommendations:
  • Belle Époque villas on Nice or Cannes hills
  • Haussmannian Croisette apartments
  • Character properties Cap Ferrat or Villefranche

You Prioritize Modern Comfort and Tranquility

➜ Favor new property
Typical profile:
  • Seeking optimal comfort without constraints
  • Ecological sensitivity (EPC A)
  • No time for works
  • Desire for quick occupancy
  • Priority to modern equipment (home automation, etc.)
Recommendations:
  • New programs Cannes, Nice, Antibes
  • Residences with services (concierge, pool, gym)
  • Mareterra in Monaco (ultra-luxury exception)

You Are Rental Investor

➜ New OR renovated old depending on strategy
Long-term rental:
  • New: Efficient EPC (mandatory from 2025 for rental)
  • Controlled charges
  • Maximum tenant attractiveness
Luxury seasonal rental:
  • Renovated old: appreciated character and personality
  • Premium locations (Croisette, Cap Ferrat)
  • Gardens with pool

You Seek Safe Haven and Transmission

➜ Old in exceptional location
  • Cap Ferrat, Cap d'Antibes: rare parcels
  • Bourgeois seafront buildings
  • Villas with stunning sea views
  • Superior long-term appreciation potential

You Are Environmentally Conscious

➜ RE2020 new or BBC renovated old
  • New: environmental labels (HQE, BREEAM)
  • Old: complete energy renovation
  • Substantial energy savings
  • Ensured future valuation (increasingly strict standards)

Hybrid Solutions: Renovated Old Property

Best of Both Worlds

More and more investors favor purchasing old property for complete renovation:
Advantages:
  • Old premium location
  • Preserved architectural character
  • New energy performance after works
  • Total customization
  • Optimal valuation
Typical budget:
  • Old purchase: €2,000,000
  • Complete high-end renovation works: €400,000 to €800,000
  • Total: €2,400,000 to €2,800,000
  • New equivalent same location (if possible): €3,000,000+
Overall timeline: 12 to 24 months (acquisition + works)

Our Success Advice

  1. Have thorough technical assessment conducted before purchase
  2. Precisely estimate works with architect and companies
  3. Include 20% safety margin on works budget
  4. Verify transformation feasibility (PLU, ABF)
  5. Anticipate delays (building permit, construction)

Tax Aspects: New vs Old

Possible Tax Reduction in New

Certain schemes (Pinel, Malraux) allow tax reductions, but rarely applicable to luxury segment.

Works Deduction in Old

If rental investment:
  • Works deductible from rental income (actual regime)
  • Possible depreciation in LMNP
  • Significant tax optimization
Example:
  • Rental income: €50,000/year
  • Deductible works: €300,000 over 3 years
  • Tax savings: up to €100,000 depending on marginal rate

IFI: Limited Impact of New/Old Choice

Real Estate Wealth Tax (IFI) applies same way, based on market value.

Conclusion: A Personalized Choice

No universal answer to new vs old question. Your decision should be guided by:
  • Your priorities: character vs modern comfort
  • Your overall budget: purchase price + works + fees
  • Your timeline: immediate occupancy vs long-term project
  • Your risk tolerance: new certainty vs old potential
  • Your ecological sensitivity: EPC and energy consumption
Our agency, through its French Riviera market expertise, helps you identify the best opportunity according to your profile. We accompany you whether it's a Belle Époque villa to renovate, charm apartment, or exceptional new program.
To analyze together the best strategy for your project, contact our experts in complete confidentiality.
Article written by DAMA - Prestige real estate advisors French Riviera and Monaco
2025-11-24 09:37